Estate Planning

Will your estate be distributed according to your wishes if you die or become disabled? What will deplete the assets in your estate? Will your heirs be able to meet the estate obligations?


Estate planning relates to the disposal of the owner’s assets. Estate planning involves considerations such as providing for the heirs in a manner consistent with the owner’s objectives, creating tax1 efficiencies, controlling costs and creating resources for adequate and timely payment of estate obligations. This process must begin much before the event that requires the use of the plans for the disposal of the assets.

Important estate planning considerations should be part of wealth accumulation, risk management and retirement planning strategies.

Estate planning is important for anyone owning property and having income. If plans are not in place, state intestacy laws govern the disposal of assets. It is a fallacy to think that estate planning is needed only for large estates. Smaller estates require estate planning because any waste in the disposal of assets will have a greater overall impact on the heirs.

Working with me, you will have access to unparalleled resources in the form the Advanced Planning Group.  Among other important considerations, we can help you address matters such as asset protection strategies, asset titling, estate liquidity, irrevocable life insurance trusts and ways to minimize transfer taxes1 etc. 


1Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.



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